|Posted by Los Angele Real Estate Broker on April 21, 2014 at 11:55 AM||comments (0)|
There are several differencesbetween obtaining a home loan from banks than mortgage brokers. Mortgage brokers are "middle-man" for bank. They run credit and pre-qualify borrower/s, then they submit the loan package to the banks that provide best and lowest interest rates. In addition to that each bank enforces their own guidelines for loan approval after the Fannin mae and Freddie mac. Meaning, there is a possibility that a loan will be approved with one bank and denied with another bank. Whi...Read Full Post »
|Posted by Los Angele Real Estate Broker on March 17, 2013 at 1:45 PM||comments (0)|
Condo Home Owner Association fee which commonly referred as HOA fee or HOD is the monthly fee that a condo home owner must pay every month to a company that is responsible for maintaining the condo complex. This monthly fee is usually charged towards the fire insurance, water, and maintaining common area of the complex. The HOA company may charge some extra fees and add earth-quick, and flood insurance. It is essential for a condo buyer to study the bylaw and clearly understands the services ...Read Full Post »
|Posted by Los Angele Real Estate Broker on November 7, 2012 at 2:50 PM||comments (0)|
Last two transactions landed in escrow have led me to write about the appraisal report and what if the report shows a lower suggested fair market value.
Apprisal is a part of all real estate transactions that a buyer must obtain loan from a bank. In some events the report shows property value slightly higher or lower than the negotiated purchase agreement. In the case that report shows higher value for the property, the bank will be happy to lend money for the amount requested and the b...Read Full Post »
|Posted by Los Angele Real Estate Broker on October 23, 2012 at 6:35 PM||comments (0)|
If you or your selected real estate agent using the standard CAR residential purchase agreement to make an offer on a residential property then you should know that there is a form titled “wood destroying pest inspection and allocation of cost addendum”. This form usually goes with the residential purchase agreement in addition to disclosure regarding agency relationship. It is important to note in this form in the line 2.A requires parties to select who will pay for the inspectio...Read Full Post »
|Posted by Los Angele Real Estate Broker on August 7, 2012 at 7:05 PM||comments (0)|
A few years back, I was representing a well respected client who was buying a bank owned home (foreclosure) in cash. I was following up with the transaction in every step until the last step which was sending the closing funds to the escrow. The escrow was supposed to close two days after that day.
I received a phone call requesting my client to wire the closing funds to escrow. Thus, I contacted my client and ask her to do so. She went to her bank and the banker told her that she will...Read Full Post »
|Posted by Los Angele Real Estate Broker on August 6, 2012 at 6:05 PM||comments (0)|
I was showing property last week to a client of mine. They asked me to go with them and see a house that they would like to consider for purchase with a possibility of making an offer. After I saw the house, they told me that they have seen this house the week before when there was an open-house. The agent who had hosted the open-house offered her service to them, but my client denied her request and said that they already have a broker who will represent them. Yes, that was correct. I was th...Read Full Post »
|Posted by Reilly Realtors on July 30, 2012 at 6:40 PM||comments (0)|
By Andrew Hill @ austinhomelistings.com
What’s the secret to getting a good deal on new construction? Is it waiting until the market is just right? Maybe. Is it knowing the lesser-known areas to buy a home? Perhaps. But more important than all of the other small facts and gimmicks to getting a good deal on a newly built home is the advantage you have when hiring a Realtor to help you buy new. I know that may sound a bit backwards, but hear me out. Having your own Realtorbrings a r...Read Full Post »
|Posted by Parker Hill on May 29, 2012 at 6:10 PM||comments (0)|
By Parker Hill @ New Home Source
As the market ebbs and flows, there is one thing that remains fairly constant and that is: engaging in real estate takes time. Even if your home sells on the same day you list it or it only takes you one day to find the perfect home, there are many other factors involved. There’s paperwork, the moving in and out, meeting with a lender- I think you get the idea. However, the one part of real estate that should never slow you down is the type of...Read Full Post »
|Posted by Los Angele Real Estate Broker on May 14, 2012 at 2:45 PM||comments (0)|
My client (a home buyer) decided to see a few houses for sale on the market last weekend. I sent emails to the listing agents and requested showing instructions. A few replied with the instructions and the exact time for showing. Of course these were the houses listed on the MLS and there was no indication of the property status weather it is vacant or occupied or there is a supra (ibox) of combo box placed for agents, etc.
There was a house that my client decided to see. I did not have...Read Full Post »
|Posted by Los Angele Real Estate Broker on May 6, 2012 at 12:50 AM||comments (0)|
ДОБРО ПОЖАЛОВАТЬ НА НАШ САЙТ!
Broker LA является одним из ведущих экспертов рынка недвижи...Read Full Post »